• Buyers/Borrowers

    Buying a home is an exciting time, but whether you are a first time homebuyer or a sage professional, the process can seem a bit daunting. Brennan Title Company has been helping buyers acquire their homes since 1991, and we remain available to answer any question. Our job is to help your purchase transaction proceed smoothly and seamlessly, and to make your buying process understandable and enjoyable!

    Refinancing your home can be a time consuming and frustrating experience. Brennan Title Company will guide you every step of the way to help smooth the rails and get you to closing as quickly and painlessly as possible.

What To Bring

  • Original, unexpired government ID with Photo (i.e., Driver’s license, Passport)
  • Second Form of ID with photo, if possible.

A Warning about Wire Fraud

Please take a moment to review this important video on Wire fraud.

Preparing For Closing

  • We will make every effort to get you a Settlement Statement in advance of closing, which will show all fees, pro-rations, taxes and other charges and credits associated with the purchase of the property and the closing of the purchase money mortgage/deed of trust. However, because the final figures come from many sources, including your lender, we may not have your final, exact figure until the closing time/date. In this case, please depend upon the loan officer’s “Good faith” figure when determining the funds necessary to close.
  • WIRED FUNDS ARE REQUIRED – Please contact the Brennan Title Office Handling your closing for a copy of our wiring instructions.

Frequently Asked Questions

  • When will I see a Closing Disclosure and know how much money to bring?
  • What types of funds are acceptable for closing?
  • When Will be deed be recorded? When will I received my final recorded deed?
  • Why You Need Owner’s Title Insurance
  • What is the difference between enhanced and basic owners insurance
  • When do I need to transfer funds to Brennan for the closing?
  • I am refinancing my house and getting cash out – when can I expect to receive funds?
  • How are taxes and HOA/Condo Dues handled at settlement?